Life after Bankruptcy

You can get credit after bankruptcy

One of the more common questions clients ask a bankruptcy attorney when they are considering filing bankruptcy is, "What will happen to my credit afterwards?" Many clients think that filing bankruptcy ruins any chance they ever have at reestablishing credit, buying a car or home, or leading a normal life. This is not the case. At the Law Office of David I. Pankin, P.C., we have over a decade of experience explaining to individuals in the Brooklyn, New York, area, as well as to clients in Manhattan, Bronx, Queens, Staten Island, Suffolk County, and Nassau County, the benefits and disadvantages of filing bankruptcy, and showing them how it can lead to credit restoration. There is life, and credit, after bankruptcy. Contact our office by phone at 800-529-5910 to arrange for your free initial consultation.

How we help you restore credit after bankruptcy

When we help you obtain bankruptcy protection, you will obtain complete debt relief on your dischargeable debts. A fresh start, so to speak. Despite your bankruptcy filing staying on your credit report for up to ten years, you will have the ability to rebuild your credit. In fact, recovery is typically much quicker than it would be if you fail to take any action and possibly even attempted credit counseling. Many mortgage lenders, motor vehicle financing companies, and credit card companies will not automatically disqualify you because you previously filed for bankruptcy. In fact, you may be able to qualify for an FHA mortgage two years after obtaining a discharge in Chapter 7 bankruptcy and 12 months after filing a Chapter 13 bankruptcy.

Our firm focuses exclusively on bankruptcy legal representation and consumer protection matters. Because this is all we do, we are well versed with bankruptcy laws and related issues. We can help you get started repairing your credit by answering your questions on these and other matters:

• Chapter 7 bankruptcy
• Chapter 13 bankruptcy
• Predatory lending
• Recent changes in bankruptcy law
• Mortgage problems and solutions
• Life after Bankruptcy
• Rights in bankruptcy
• Stopping foreclosure and repossession

Dedicated to protecting YOUR rights

Still dreaming of that new home, but think it is unobtainable because of bad credit? That scenario may be far from the truth. We can help you reestablish your credit after bankruptcy. Contact our office and an experienced lawyer by phone at 800-529-5910 to arrange for your FREE initial consultation and see how we can keep your dreams alive.