Zip:
- -
- -
- -

NOTE: The asterisk (*) denotes a required field.

Mortgage Problems & Solutions

New York City Foreclosure Protection & Bankruptcy Lawyer

If you have been threatened with foreclosure of your home, you are not alone. Many people have found themselves in your situation, sometimes due to problems with the mortgage and sometimes due to a temporary loss of income. The Law Office of David I. Pankin, P.C. can help. We can examine the problems behind the foreclosure and will attempt to provide solutions to fit your particular case. Contact us by phone at 866-372-0591 to schedule your free initial consultation. We represent clients throughout New York City, Brooklyn, Long Island, and other areas of New York.

Mortgage Problems

Our goal is to provide as many solutions as possible to help you keep your house. As part of our representation we will discuss your particular situation and examine your monthly income and expenses, review your mortgage closing documents and discuss the circumstances regarding the purchase or refinancing of the mortgage for your home. We will check for errors or unlawful conduct made by lenders, brokers, loan officers, or other parties during the process that may be at the heart of the problem.

We will review your case and attempt to provide remedies for victims of predatory lending or for debtors that require Chapter 13 bankruptcy relief.

Examples of predatory lending are below:

  • Broker or Lender Fraud: Failure of a broker or lender to properly advise you of the terms of your mortgage or to disclose crucial information.
  • Bait and Switch Tactics: Failure to fulfill a promised condition, instead replacing it with something different. For example: A home buyer agreed to a 7% interest rate with no closing costs. At the time of closing, the buyer is told that offer is no longer available, and is instead provided 9% interest with $20,000 closing costs.
  • Stated Income Loans: In order to qualify you for a loan, a broker, lender, or loan agent falsely inflates your income. The result is a loan that you should not have qualified for and mortgage payments that you cannot afford.

Foreclosure Solutions

Once we have detected the problem, the next step is finding the solution that works best for you. If the problem is the result of an error or misconduct made by a lender, broker, loan officer, or other involved party, we will consider exercising Federal Truth in Lending laws and other consumer protection laws. We will determine if the error or misconduct was a violation of New York State's Unfair and Deceptive Practices Act. Our lawyers are prepared to pursue civil litigation under these laws in order to help you keep your house.

When other options are exhausted, we will consider Chapter 13 bankruptcy, which can allow you to keep your home while developing a payment plan that works for you.

Dedicated to protecting YOUR rights

Do not assume that threats of home foreclosure are your fault. Intentional or unintentional mortgage errors on the part of lenders, brokers, loan officers, or others may be the cause. We will work hard to find the problem and provide you with a solution. Our law firm is available to represent clients throughout New York, including Queens, Manhattan, Bronx, Melville, and Long Island. We are here for you.

For a FREE initial consultation, contact our law office by phone at 866-372-0591.

Se Habla Espanol

Click here for a free Consultation 866-372-0591
Mortgage Problems?  We Have Your Solutions Free Budget Analysis FindLaw News Schedule An Appointment

Contact The Law Offices of David I. Pankin, P.C., by phone at 866-372-0591 to arrange for your free initial consultation.


Dedicated to Protecting YOUR rights Contact us today for strong, effective, and affordable representation concerning all your debt relief and bankruptcy concerns.

* We are a debt relief agency We help people file for bankruptcy relief under the bankruptcy code.


New York City
450 7th Avenue, Suite 1304
New York, NY 10123
212-465-0861
Fax # 212-465-0820
Toll Free 866-372-0591
Long Island
999 Walt Whitman Road, Suite 100
Melville, NY 11747
631-271-3505
Fax # 631-271-3405
Toll Free 866-372-0591
Brooklyn
48 Willoughby Street
Brooklyn NY 11201
718-243-2444
Fax # 718-243-1144
Toll Free 866-372-0591